Terms & Conditions

Acceptance of Terms

By using FERSCalculator.com, you agree to these Terms and Conditions. If you do not agree, please discontinue use of this site.

Informational Purposes Only

All calculators, articles, and content on FERSCalculator.com are provided for informational and educational purposes only. They do not constitute financial, legal, or retirement planning advice. Calculations are estimates based on published formulas and may not reflect your exact benefits.

No Government Affiliation

FERSCalculator.com is an independent website and is not affiliated with, endorsed by, or operated by the U.S. Government, the Office of Personnel Management (OPM), the Social Security Administration (SSA), or any other government agency.

Accuracy of Information

We strive to keep information current and accurate. However, federal pay scales, COLA adjustments, contribution rates, and regulations change. Always verify important figures with OPM.gov or your agency HR office before making retirement decisions.

Limitation of Liability

FERSCalculator.com and its operators are not liable for any financial decisions made based on information or estimates provided on this website. Use of the calculators is at your own risk.

Intellectual Property

All content on FERSCalculator.com, including articles, calculator logic, and design, is the property of FERSCalculator.com. Content may not be reproduced without permission.

Changes to Terms

We reserve the right to update these terms at any time. Continued use of the site constitutes acceptance of updated terms.

Contact Us

If you have any questions regarding these Terms & Conditions, please contact us at contactus@ferscalculator.com or visit our Contact Us page.